Yields on 3-month Treasury bills. As money rushes in, the yield goes down. Lower yields signify lack of confidence in the credit market -- investors are looking for ultra-safe places to put their money.

The London Interbank Offered Rate (LIBOR). This is the amount banks charge each other for loans. A higher LIBOR signifies that banks perceive risk in these loans.

The "TED spread," or the difference between the 3-month T-bill rate and the 3-month dollar LIBOR. A rise on the TED spread signifies lack of confidence.

Here's the TED spread right now:


We're in trouble.